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Insurance: Automatic Coverage

Learn about the liability insurance programs automatically covering all UC San Diego departments.

The insurance programs below are automatically in place for all departments. No enrollment forms are necessary.

Review these automatic liability insurance programs—including their limitations and exclusions—to determine if your department needs additional coverage to protect against loss.

Basic property

Coverage for loss or damage of the university's buildings and property.

Related resources:


Coverage for:

  • Employee dishonesty
  • Forgery or alteration
  • Theft
  • Disappearance and destruction
  • Robbery and safe burglary

Domestic transit

En route coverage for property being shipped to or from the university. Coverage is effective only within the United States (not including Alaska and Hawaii) and Canada.

For coverage to Alaska and Hawaii (foreign transit), see By-Request Coverage.

General liability

Coverage for claims made against the university by members of the public or organizations who allege they have suffered injury or property damage.

For personal vehicle collisions on university business, this policy is secondary to the vehicle owner's personal liability policy.

Related resources:

Medical professional and hospital liability

Coverage for malpractice claims brought against the university's medical professionals (including students). Coverage for claims arising from the operation of the UC San Diego Medical Center and Student Health Center.

Related resources:

  • BUS-81 (PDF), Insurance Programs
For more information, contact EH&S Risk Management, (858) 534-2454.
When a loss occurs, notify Risk Management, (858) 534-2454, immediately to promptly initiate the insurance investigation and claims process.