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General Liability Program Rates

Find current general liability program rates.

Current rates

General liability rates (GAEL) are assessed monthly. The payroll assessment for the campus General Liability Program effective July 1, 2023 is $0.01 per $1.00 of payroll cost.


The University is self-insured for general liability claims. In July 1997, the Office of the President transferred responsibility for the general liability program to the campuses. Each campus now funds its portion of the program, based on past claims.

Rates change annually, depending on previous claims, actuarial analysis, and industry trends. The most effective way to minimize rates is to reduce accidents and losses.

Learn more

Attend Risk Management training courses to learn how to manage costs related to work-related injuries, employment and general liability, auto accidents, thefts, flood, and fire damage.

For more information, contact Risk Management, (858) 534-3820.
When a loss occurs, notify Risk Management, (858) 534-2454, immediately to promptly initiate the insurance investigation and claims process.