Update and Maximize Your Benefits

Review your paycheck stub every payday to be sure your benefits elections and deductions are correct. If there is a problem, contact your Benefits representative.

If there is a change in your family status (PDF), make changes to your insurance plans via your UCPath online account.

• Adding a family member to your insurance: When you marry, establish a domestic partnership or add a child to your family, you may add your new family member to your benefits plans — usually within 31 days of the date they become a member of your family. 

• Removing a family member from insurance: Family members become ineligible for UC-sponsored benefits through divorce, the end of a domestic partnership, death or when children become too old, generally at age 26. Disenroll your family member from benefits through your online UCPath account.

Log on to UCPath online account

• UCPath

  • Go to ‘Personal Information’ (on your dashboard), then ‘Update my personal information’
  • Review and update your information

You can update the following personal information in UCPath online: Update My Legal Name page, Add Preferred Name page, Update My Address page, Update My Phone Number page, Update My Emergency Contact page, or Enter Voluntary Self-Identification of Ethnic Group page. 

Note: Access to your personal information requires your username (UCSD email) and password. If you have forgotten your password, you can change it at password.ucsd.edu. 

Be sure your beneficiary designations for retirement, life insurance, and savings plans are current.

• For UCRP or life insurance & AD&D:
  1. Log in to UCRAYS and click “Manage Contacts” on the main menu.
  2. On the Manage Contacts page, click “Manage Beneficiaries.”
  3. On the Manage Beneficiaries page, click “Add/Edit Beneficiary.”
  4. On the Beneficiary Designation page, click “Add New Beneficiary.”
  5. Enter your new beneficiary’s information. If your new beneficiary is already an existing contact, you can select that person from the Existing Contact dropdown to automatically fill in their information. Click “Add New Beneficiary.”
  6. Repeat the process to add multiple beneficiaries. When you are finished, click “Next.”
  7. On the Beneficiary Designation page, specify whether each beneficiary is primary or secondary. You may enter a percentage share amount or check “Equal Share” to evenly distribute shares among your beneficiaries. When you are finished, click “Next.”
  8. Review and confirm your beneficiary designations. A confirmation will be sent to your email address on file.

• UC Retirement Savings Plan accounts (including Savings Choice, Pension Choice supplemental accounts and other DC, 403(b) and 457(b) Plans):
  • Log in to your netbenefits.com account and click on “Profile.” 

In addition to keeping your beneficiary information up to date, you can review and edit personal and contact information and choose how you would like to receive important information. Please note that a telephone number is required for multi-factor authentication, an added level of account security enabled on netbenefits.com. 

Enroll in the 403(b), 457(b) pretax-deferred or ROTH contributions savings plans.

• To enroll in the 403(b) and/ or the 457(b) pretax-deferred, or ROTH contributions savings plans set up an account at the Fidelity Retirement Services website or by calling Fidelity at (866) 682-7787.
• View your accounts or take advantage of the many online planning tools at myUCretirement.com.
• Check for current limits, which can rise from year to year.

Keep up with your retirement by easily getting an estimate of your benefit amounts in one of these ways:

• • Go to your UC Retirement At Your Service (UCRAYS) account.
    1. Click on “My Account”
    2. Click on “Retirement Estimates”
    3. Click on “Create a Retirement Estimate”
    4. Click on “Create a Retirement Estimate” again
    5. Review your membership account(s). Click “Next”
    6. Complete the data form, then press “Next”.
    7. You can customize your data by modifying the salary
    8. Enter your Survivor
    9. Enter your Contingent Annuitant
    10. Review your Click “Cancel” to redo the estimate. If everything looks correct, check the “I agree…” button and then “Create Estimate”.

• Consult with a retirement counselor from the Retirement Administration Service Center to explore your options and identify the best solution for your needs. https://rasc.universityofcalifornia.edu/retirement-counseling 

Use your medical plan's prescription mail-order program for medication you take on a regular basis for a chronic condition.

Note: As of January 1, 2014, UC San Diego employees and retirees can receive a 90-day supply of their prescription maintenance medication(s) for the cost of a 60-day supply through one of our UC San Diego Health System pharmacies only if:

• The prescription is written from one of UC San Diego's Health System's hospital licensed facilities: Hillcrest Medical Center, Thornton Hospital, Sulpizio Cardiovascular Center, Medical Offices North, Medical Offices South, Moores Cancer Center or Cancer Services Encinitas.
• You have Health Net Blue & Gold, UC Care or the Blue Shield Health Savings Plan.

If you have received your care from a non-UC San Diego Health Systems provider, then you will be unable to fill your prescription at UC San Diego Health System pharmacies.

Learn more about the Health and Dependent Care Flexible Spending Accounts if you have predictable out-of-pocket health care expenses not covered by your insurance plan, and child care expenses.

• Remember to check current limits and deadlines to take full advantage of the plans.