Life Insurance

Learn about UC-paid life insurance plans and options for supplemental and dependent life insurance.

For details on any of the following plans, see UCnet.

Types

University-paid life insurance (provided at no cost to the employee)

• Basic life provides life insurance for employees in full benefits positions equal to 1 year's base salary, up to $50,000.
• Core life provides employees in mid-level benefits or core benefits positions with $5,000 of life insurance.

Supplemental life insurance

• Within a Period of Initial Eligibility (PIE) is available to employees:
  • Appointed to a full benefits position
  • Appointed to a mid-level benefits position
  • Who have a qualified family status change (PDF)
• Enroll/increase supplemental life insurance:
  • Newly eligible employees within 31 days from your hire date. You can enroll online by signing in to UCPath.
  • Employees with a qualified life event family status change (PDF) can enroll by submitting a request through your UCPath account. The insurance company will reach out by email with a statement of health for you to complete. If it is approved, UCPath will finalize your enrollment and send you a confirmation statement.
  • Coverage can be a flat dollar amount of $20,000 up to 4 times the annual salary ($1,000,000 maximum).
  • Cost of coverage is based on the employee's age, salary, and the amount of coverage. Use the Life Insurance Premium Calculator to calculate cost.

Dependent life insurance

• UC offers 2 plans for insuring eligible family members, basic dependent life and expanded dependent life.
• Enroll during initial eligibility or during a qualified family status change (PDF).

Enrollment and management

To enroll or increase coverage outside a PIE:

• Complete the Prudential Short Form Health Statement Questionnaire (PDF).
• Complete employee portion and mail to the address provided. Prudential will review the application and notify you of the status. If it is approved, UCPath will finalize your enrollment and send you a confirmation statement. The completed enrollment form must be submitted within 31-days of approval.
• You can submit Evidence of Insurability at any time.

Beneficiaries

To designate or change beneficiaries via your UC Retirement At Your Service Online:

• Go to UC Retirement At Your Service (UCRAYS)
• Enter your Username and Password. 
• Select My Beneficiaries Designations on the home page.

Or by submitting form UBEN 116 (PDF), send completed form to: