University of California Retirement Plan (UCRP)
Find out how the University of California Retirement Plan (UCRP) can provide monthly income for you and eligible survivors.
The University of California Retirement Plan (UCRP) provides retirement income to eligible UC employees, as well as eligible survivors (1976 Tier only), or co-annuitants. The plan also provides disability and death benefits, a lump sum cashout option (1976 Tier only), and a Capital Accumulation Provision for certain eligible members.
Participation
Eligible employees automatically become UCRP members based on the initial appointment or working the required hours in a 12-month period.
Provisions
UCRP is a defined benefit pension plan. Benefits are determined by a formula and your membership in one or more of the UCRP Retirement Tiers (1976 Tier, 2013 Tier, and/or 2016 Tier), not by contributions to the plan. For help planning your pre-retirement, use the:
- Retirement plan benefit estimator: Go to UC Retirement At Your Service and select "Retirement."
UC Retirement Benefits
The University of California Board of Regents approved changes to UC’s retiree health and pension programs in December 2010. See the Retirement Handbook (PDF) for more information.
Designating beneficiaries
Review your beneficiaries regularly and update them if you experience a major life event such as marriage, divorce, birth of a child, or a death. See how to:
- Go to the UCPath website
- Enter your Username and Password
- In the Health and Welfare section, choose Review/Update Your Beneficiary via UCRAYS
Details
Summary plan descriptions are available for each of the following member categories:
- 1976 Tier Members with Social Security (PDF)
- 1976 Tier Members without Social Security (PDF)
- 2013 Tier Members
- 2016 Tier Members
- Safety members (PDF) (members appointed to eligible police or firefighter positions)
- Tier Two members (PDF) (Tier Two was closed effective July 1, 1990)