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About Risk Management Insurance

Learn about liability insurance programs available for UC San Diego departments.

Types of insurance

Over 30 kinds of insurance are available to protect teaching, research, and public service activities from liability and financial loss due to:

  • Fire
  • Floods
  • Theft
  • Accidents
  • Legal liability
  • Other unexpected events

Certain kinds of coverage are automatically in place for all departments.

  • Automatic programs cover all departments. These programs do not require enrollment forms or premiums. Basic property insurance and some transit programs are examples of automatic programs.

Departments can request additional coverage if necessary.

  • By-request programs require an application, payment of premium, and approval before coverage can begin. Insurance for university-owned automobiles, foreign transit, and fine arts are examples of "by-request" programs.

Responsibilities

Departments are responsible for uninsured losses and deductibles. Review insurance limitations and exclusions carefully to decide if they fully meet your needs.

Risk Management maintains several specialized risk programs and can assist you in negotiating coverage for a particular need.

Claims

If a loss occurs, notify EH&S Risk Management, (858) 534-2454, immediately, or call the university's third-party administrator directly at 1-800-416-4029 to report a claim.

For property claims, use these step-by-step instructions:

Other services

When a loss occurs, notify EH&S Risk Management, (858) 534-3820, immediately to promptly initiate the insurance investigation and claim process. Use pager number (858) 583-3302 for emergencies only. Take a picture if a camera is available.