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Marine Insurance: Vessels and Watercraft

Select appropriate coverage for vessels or watercraft from the programs below.

Marine liability and loss coverage is available by request through the university's self-insurance program. Read about the different types of coverage below:

Vessels under 30 feet

Small watercraft liability insurance for vessels under 30 feet.

Program details:

  • Mandatory coverage
  • Contact Risk Management, (858) 246-0369, for current rates on yearly premium charge.
  • No deductible
  • Initiate coverage or make changes with the Marine Insurance Change form (PDF) (Word).

Vessels 30 feet and over

Protection and indemnity (P&I) liability insurance for vessels 30 feet and over.

Program details:

  • Mandatory coverage
  • Contact Risk Management, (858) 246-0369, for current rates on yearly premium charge.
  • Deductibles: $1,000 per occurrence
  • Any changes to the deductible and premium must be approved by the marine insurance company. Contact Risk Management, (858) 534-2454, to obtain approval.
  • Initiate coverage or make changes with the Marine Insurance Change form (PDF) (Word).

Charterer's legal liability

Program details:

  • Mandatory coverage for vessels chartered by the university when additional liability protection is needed
  • Coverage for non-employees (i.e., guests, visitors) on vessels chartered by the university
  • Contact Risk Management, (858) 246-0369, for more information.

Yacht (hull) physical damage insurance

Program details:

  • Optional coverage
  • Review the values of the yachts and trailers being covered and determine if you want or need this optional insurance.
    • Example 1: If the value of a yacht or trailer is less than the deductible, DO NOT purchase this insurance.
    • Example 2: If more than one yacht or trailer could be subject to the same occurrence, DO purchase this insurance.
  • Contact Risk Management, (858) 246-0369, for current rates on yearly premium charge.
  • Deductibles:
    • Yachts – $250 per occurrence
    • Trailers – $100 per occurrence
    • Oars – $250 per occurrence
      Motors and oars must be listed separately.
  • Initiate coverage or make changes with the Marine Insurance Change form (PDF) (Word).

Marine ridership

Program details:

  • Optional coverage for accidental medical and accidental death and dismemberment for non-employee passengers on university vessels
  • Contact Risk Management, (858) 246-0369, for more information.

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When a loss occurs, notify EH&S Risk Management, (858) 534-3820, immediately to promptly initiate the insurance investigation and claim process. Use pager number (858) 583-3302 for emergencies only. Take a picture if a camera is available.