Automatic Coverage: Risk Management Insurance
Last updated
September 1, 2009 3:44:40 PM PDT
Learn about the liability insurance programs automatically covering all UCSD departments.
The insurance programs below are automatically in place for all UCSDdepartments. No enrollment forms are necessary.
Review these automatic liability insurance programs, including their limitations and exclusions, to determine if they're sufficient or if your department needs additional coverage to protect against loss. Read Does Your Department Have Adequate Insurance Coverage? for more information.
Select a topic:
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Automatic insurance program
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Description
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| Basic property |
Program details:
- Coverage for loss or damage of the university's buildings and property
- Read Basic Property Insurance for a description of coverage, deductibles, and claims submission
Related resources:
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| Business travel within California only
For travel outside of California, including foreign travel, see By-Request Coverage.
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Program details:
- Coverage for eligible individuals traveling on official university business within the State of California only
Related resources:
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| Crime |
Program details:
- Coverage for:
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- Employee dishonesty
- Forgery or alteration
- Theft
- Disappearance and destruction
- Robbery and safe burglary
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| Domestic transit (under $100,000) |
Program details:
- En route coverage for property being shipped to or from the university
- Coverage effective only within the United States (not including Alaska and Hawaii) and Canada
- Coverage for shipments valued at $100,000 or more by request
- Read Shipping: Transit Insurance for detailed information.
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| General liability |
Program details:
- Coverage for claims made against the university by members of the public or organizations who allege they have suffered injury or property damage
- Note: For personal vehicle accidents on university business, this policy is secondary to the vehicle owner's personal liability policy.
Related resources:
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| Medical professional and hospital liability |
Program details:
- Coverage for malpractice claims brought against the university's medical professionals (including students)
- Coverage for claims arising from the operation of the UCSD Medical Center and Student Health Center
Related resources:
- BUS 9 (PDF), Professional Medical and Hospital Liability Self-Insurance Program
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| Student off-campus travel within California only
For travel outside of California, including foreign travel, see By-Request Coverage.
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Program details:
- Coverage for certain limited injury and illness of athletes (excluding Intercollegiate athletes) and other students who travel within the State of California as a result of participation in university-sponsored student activities
- Read Planning Special Events Off-Campus to ensure your department has adequate coverage.
Related resources:
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Notice: When a loss occurs, notify EH&S Risk Management,
(858) 534-3820, immediately to promptly initiate the insurance investigation and claim process. Use
pager number (858) 583-3302 for emergencies only. Take a picture if a camera is available.
