Life Insurance

Last updated August 10, 2009 12:26:12 AM PDT

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Learn about UC-paid life insurance plans and options for supplemental and dependent life insurance.

For details on any of the following plans, see At Your Service or consult the most recent edition of Your Group Insurance Plans (PDF), available from your department.

Types

University-paid life insurance (provided at no cost to the employee)

Basic life provides life insurance for employees in full benefits positions equal to 1 year's base salary, up to $50,000.
Core life provides employees in mid-level benefits or core benefits positions with $5,000 of life insurance.

Supplemental life insurance

Within a Period of Initial Eligibility (PIE) is available to employees:
- Appointed to a full benefits position
- Appointed to a mid-level benefits position
- Who have a qualified family status change (PDF)
Enroll/ increase supplemental life insurance:
- Newly eligible employees can enroll online.
- Employees with a qualified family status change (PDF) complete the UPAY850 form (PDF) and submitt it to Payroll within 31 days of the qualifying event.
- Coverage can be a flat dollar amount of $20,000 up to 4 times the annual salary ($1,000,000 maximum).
- Cost of coverage is based on the employee's age, salary, and the amount of coverage. Use the table and worksheet in Your Group Insurance Plans (PDF), to calculate cost.

Dependent life insurance

UC offers 2 plans for insuring eligible family members, basic dependent life and expanded dependent life.
Enroll during initial eligibility or during a qualified family status change (PDF).

Enrollment and management

To enroll or increase coverage outside a PIE:

Request the Evidence of Insurability or call 858 534-2817.
Complete employee portion and mail to the address provided. Prudential will review the application and notify you of the status. If approved, Benefits will mail an enrollment form. The completed enrollment form must be submitted within 31-days of approval.
You can submit an Evidence of Insurability at any time.

Beneficiaries

To designate or change beneficiaries:

Go to At Your Service Online and log on:
- Via Single Sign-On (see instructions)
- Via AYSO password
Select My Beneficiaries.

Note: Be sure to review your beneficiaries regularly and update them if you experience a major life event such as marriage, divorce, birth of a child, or a death. Visit Fidelity Retirement Services or call (866) 682-7787 for 403(b), 457(b), or DCP beneficiary updates.

For more information, contact your Benefits representative.

Notice: The information on this page summarizes provisions of university policies and/or collective bargaining agreements. Refer to the Personnel Policies for Staff Members (PPSM) or applicable collective bargaining agreement for full text of referenced information.

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