Legal Plan

Find out how the legal expense plan's benefits can protect you and your family.

ARAG provides an employee-paid insurance plan to cover basic legal expenses. You are a member if you enrolled in the legal plan during your period of initial eligibility (PIE) or during an Open Enrollment period (if offered).

Note: The plan will be available during the 2010 Open Enrollment. Enroll on At Your Service beginning Thursday, Oct. 29 through 5 p.m. on Tuesday, Nov.24.

Services provided

If you use a participating attorney, the plan assists in payment for routine and preventative services such as:

  • Advice and counseling up to 8 hours per year
  • Simple wills and trusts
  • Power of attorney
  • Divorce and child support agreements
  • Adoption proceedings
  • Name changes

If you use a non-participating attorney, the plan is limited to specific dollar amounts. Visit At Your Service for detailed information on coverage.

Using the plan

Contact the ARAG Legal Plan by calling toll-free (800) 247-4184 weekdays, 5 a.m. – 5 p.m. You can also get information through the ARAG Web site.

Benefits of the ARAG legal plan also include:

  • Telephone legal services: Advice on common legal matters, document review, and letter preparation
  • Online law guide: Comprehensive overviews of the most common legal issues
  • Online document library: Do-it-yourself legal documents
  • Identify theft services
  • Reduced fees for non-covered matters

Payment

Determine if your legal matter is covered by visiting the ARAG Web site or calling ARAG, (800) 247-4184.

  • If your legal matter is covered and you use an ARAG network attorney, the attorney receives payment directly from ARAG.
  • If your legal matter is covered and you use a non-ARAG network attorney, you will be billed for services. ARAG will reimburse you according to the schedule.

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Benefits