Disability Benefits
Last updated
November 20, 2009 7:39:25 AM PST
Find out how to protect yourself from loss of income due to a disability.
In the right place? If you have a work-related injury, refer to Workers' Compensation.
Being out of work due to an accident or illness can cause financial hardship. Short-term disability and supplemental disability provide income protection. Making sure you have sufficient disability insurance is an important part of financial planning.
Filing a Claim
To file a claim, contact the disability benefits coordinator at (858) 822-1650. The disability benefits coordinator will provide paperwork for you and your physician's statement. Also see:
Types of coverage:
- Short-Term Disability provides short-term benefits for disabilities due to pregnancy, disabling injury, or illness. You must be under a doctor's direct and continuous care. The plan pays 55% of your eligible earnings, up to $800 a month for up to 6 months. If covered by short-term disability only, the waiting period is 7 days. UC pays the cost of the plan.
- Enrollment: If you are in a full benefits position, enrollment in short-term disability is automatic.
- Supplemental Disability pays benefits for disabilities due to pregnancy, disabling injury, or illness. You must be under a doctor's direct and continuous care. Benefits from short-term disability and supplemental disability combined with all other source of disability or retirement income pay 70% of eligible earnings for up to $10,000 a month, for up to 12 months of temporary disability. You choose the waiting period of 7, 30, 90, or 180 days. You must use a specified number of available sick days before benefits begin. You pay the cost of the plan.
- Enrollment: Supplemental disability requires enrollment and must be within the 31-day Period of Initial Eligibility (PIE) of a full benefit appointment.
- Enrollment outside the PIE:
- Request an Evidence of Insurability form or call (858) 822-2192.
- Complete Evidence of Insurability form and mail to Liberty Mutual.
- Liberty Mutual will review then approve or decline request.
- If approved, enrollment process and form will be provided by the Benefits Office.
Notice: The information on this page summarizes provisions of university policies and/or collective
bargaining agreements. Refer to the Personnel Policies for Staff
Members (PPSM) or applicable collective bargaining
agreement for full text of referenced information.
