Dental Insurance
Last updated
August 18, 2009 12:03:36 PM PDT
Learn about the dental plan choices offered to eligible employees.
UC provides 2 dental plan choices to eligible employees. Both plans cover a wide range of dental services, from routine preventive care and fillings to oral surgery, dentures, bridges, and braces.
Eligibility
Eligibility is based on the appointment level. You are eligible for dental coverage (PDF) if you are a member of the University of California Retirement Plan (UCRP). There are 2 ways to qualify for UCRP membership:
- Your appointment is for at least 50% for a year or more
- You work 1,000 hours in a 12-month period (or 750 hours in a 12-month period for lecturer appointments)
You can also enroll eligible family members (PDF).
Cost
Cost of coverage is currently covered entirely by UC, though this arrangement is subject to state appropriations and may change.
Available plans
See the Dental Plan Summary (PDF) for details on both plans, including specific benefits and services. Although both plans are administered by Delta, benefits and dentist options are very different.
- Delta Dental PPO: With the Delta Dental PPO Plan, most preventive dentistry is covered in full.
- When you visit a PPO network dentist, you pay 20% of the PPO dentist's contracted fee after your deductible for services such as fillings, oral surgery, root canals, and treatment of gum disease.
- If you choose to visit a Delta Dental Premier dentist (non-PPO), Delta Dental advantages will be available; however, the co-insurance for many services will be higher.
- Maximum coverage is $1,700 if you use a Delta Dental PPO network dentist, $1,500 if you use a Delta Premier dentist.
- To find a provider, check the Delta Dental Web site, or call (888) 335-8227.
- Delta Dental PPO (Group #3999)
P.O. Box 997330
Sacramento, CA 95899
(800) 777-5854
- DeltaCare USA (formerly PMI): When you enroll in the DeltaCare Dental Health Plan (formerly PMI), many services cost nothing, while some require a co-payment.
- A participating dentist will be assigned to you after enrollment. Later you may request to change dentists, but services are covered only when you visit a DeltaCare provider.
- There are no deductibles or annual maximums.
- DeltaCare USA (formerly PMI Dental) (Group #020390039)
12898 Towne Center Drive
Cerritos, CA 90701
(800) 422-4234
Notice: The information on this page summarizes provisions of university policies and/or collective
bargaining agreements. Refer to the Personnel Policies for Staff
Members (PPSM) or applicable collective bargaining
agreement for full text of referenced information.
