What is it? ARAG provides an employee-paid insurance plan to cover basic legal expenses. You are a member if you enrolled in the legal expense plan during your period of initial eligibility (PIE) or during an Open Enrollment period (if offered).

What services does ARAG provide? If you use a participating attorney, the plan assists in payment for routine and preventative services such as advice and counseling for up to eight hours per year. Services include simple wills and trusts, power of attorney, divorce and child support agreements, adoption proceedings, name changes, and others. If you use a non-participating attorney, the plan is limited to specific dollar amounts. Visit At Your Service for detailed information on coverage.

How do I use the plan? Contact the ARAG Legal Plan by calling toll-free (800) 247-4184 weekdays, 5 a.m. – 5 p.m. You can also get information through the ARAG Web site.

Benefits of the ARAG legal plan include:

• Telephone legal services: Advice on common legal matters, document review, and letter preparation
• Online law guide: Comprehensive overviews of the most common legal issues
• Online document library: Do-it-yourself legal documents
• Identify theft services
• Reduced fees for non-covered matters

How does payment work? Determine if your legal matter is covered by visiting the ARAG Web site or calling ARAG, (800) 247-4184.

• If your legal matter is covered and you use an ARAG network attorney, the attorney receives payment directly from ARAG.
• If your legal matter is covered and you use a non-ARAG network attorney, you will be billed for services. ARAG will reimburse you according to the schedule

Questions? For plan information, contact ARAG customer service. For enrollment information, contact your benefits representative.